Car Accident Lawyer in Phoenix
When to Call and What to Expect

Hurt in a Phoenix car accident? Our attorneys handle every type of crash from rear-end collisions to hit-and-runs and fight for the full cost of your injuries, lost wages, and pain and suffering. Free case review. No fee unless we win.

No Fee Unless We Win

$600M+ Recovered

250+ Years Combined Experience

Available 24/7

In Phoenix, a car accident can leave you hurt, overwhelmed, and facing unexpected bills. Whether you were rear-ended on I-10, hit in an intersection collision, or involved in a hit-and-run, it is important to understand your legal options.

A car accident lawyer in Phoenix handles the legal side of your claim. We investigate the crash, communicate with the insurance company, and fight for the compensation you deserve—so you can focus on recovery.

Our team at The Simon Law Group offers a free consultation. Call us at (602) 905-7766 to discuss your case and learn what steps to take next.

What Does a Car Accident Lawyer in Phoenix Do?

A car accident lawyer in Phoenix helps people injured in vehicle crashes pursue fair compensation from at-fault drivers and their insurance companies. We handle the legal process so you can focus on healing and getting your life back on track.

  • Investigate the crash. We gather police reports, medical records, photos, and witness statements to build a strong case.
  • Negotiate with insurance companies. We deal directly with adjusters and fight back against low settlement offers.
  • Take your case to court if necessary. If the insurer refuses to pay what your claim is worth, we file a lawsuit and represent you in Maricopa County Superior Court.

Red Flags After a Phoenix Car Accident That Mean You Need a Lawyer

Not every crash requires an attorney. But certain warning signs mean you should speak with one right away.

Watch for these red flags:

  • Your injuries get worse in the days after the wreck.
  • The other driver’s insurer calls you before you see a doctor.
  • The insurance company says you are partly at fault.
  • You receive a settlement offer that feels too low.
  • You missed work because of pain or medical visits.

Arizona is an at-fault state, meaning the insurance company can use comparative fault rules to reduce what they pay. If a crash on the Camelback corridor or the I-10 left you dealing with any of these issues, do not wait. A free case review can help you understand your options and where you stand.

Hiring a Car Accident Lawyer Is Worth It — Even After a Minor Crash

A fender bender on Thomas Rd or a low-speed rear-end collision near Arcadia may not seem serious at first. However, soft tissue injuries, neck strain, and back pain often appear days or even weeks later.

If you settle with the insurance company before symptoms develop, you could lose your right to full and fair compensation. A lawyer can review your case before you sign anything to protect your interests.

Phoenix roads move fast, and summer heat keeps drivers behind the wheel with windows up and distractions high. Even a “minor” crash at speed can cause significant injuries. A free consultation costs nothing and gives you a clear understanding of what your claim may be worth.

What Your Car Accident Attorney Does From Day One

Once you hire us, we get to work right away. Here is what the process looks like step by step:

  • Intake call. We review the details of your crash, your injuries, and any evidence you already have.
  • Investigation. Our team pulls the police report, gathers medical records, speaks with witnesses, and collects any available camera footage.
  • Demand letter. We send a written demand to the insurance company outlining the full value of your claim, including medical bills, lost wages, pain and suffering, and other losses.
  • Negotiation. We negotiate directly with the adjuster to pursue a fair settlement. Most Phoenix car accident cases resolve at this stage.
  • Lawsuit if needed. If the insurer refuses to offer what your case is worth, we file a lawsuit in Maricopa County Superior Court and move the case forward.

Your job during this time is simple: follow your doctor’s treatment plan, keep your records organized, and avoid discussing the crash on social media. Arizona gives you two years from the date of your injury to file a claim, so the sooner we begin, the stronger your case can be.

The Evidence That Helps Win a Car Accident Claim in Phoenix

Strong evidence is the backbone of a successful claim. The more you gather early on, the harder it is for the insurance company to undervalue your case or deny fault.

Here is what helps your case:

  • The Phoenix police report (request a copy from Phoenix PD once it is available).
  • Photos of vehicle damage, the crash scene, skid marks, and your injuries.
  • Medical records from your initial visit and all follow-up treatment.
  • Contact information for any witnesses at the scene.
  • Dashcam footage or traffic camera video from ADOT cameras on I-17, Loop 101, or Loop 202.
  • Any letters, emails, or messages from the insurance company.

If your crash occurred near North Phoenix or Desert Ridge, nearby traffic cameras and business security systems may have recorded the collision. We move quickly to locate and preserve that evidence before it is lost.

Common Causes of Car Accidents in Phoenix

Phoenix sees thousands of car crashes every year. Many are caused by the same handful of driver mistakes and road conditions.

  • Distracted driving. Texting, phone calls, and GPS use behind the wheel cause a large share of crashes on busy roads like I-17 and Loop 101. [1]
  • Speeding. High-speed arterials across the metro, including Camelback Rd, Indian School Rd, and Loop 202, see frequent speed-related collisions—especially during lighter traffic hours when drivers push the limit.
  • Impaired driving. Drunk and drugged driving remains a leading cause of serious and fatal crashes in Maricopa County, particularly on weekends and holidays.
  • Running red lights and stop signs. Intersection crashes are common in Phoenix. Major cross streets like 7th St and Thomas or 19th Ave and Camelback are frequent trouble spots.
  • Tailgating and aggressive driving. Following too closely during rush hour on I-10 or SR-51 often leads to chain-reaction rear-end collisions.
  • Poor road conditions. Monsoon flooding, dust storms, and sun glare during early morning and late afternoon commutes create hazards that catch drivers off guard.

No matter what caused your crash, the at-fault party’s insurance company may owe you compensation for your injuries and losses.

Injuries That May Entitle You to Compensation After a Phoenix Car Accident

Not all car accident injuries are obvious right away. Some take days or weeks to fully appear. If you were hurt in a crash, you may still have a claim even if your symptoms seemed mild at first.

Common injuries from Phoenix car accidents include:

  • Whiplash and neck injuries. Rear-end crashes are a leading cause, even at low speeds.
  • Back and spinal cord injuries. Herniated discs, fractured vertebrae, and spinal cord damage can require long-term treatment or surgery.
  • Broken bones. Ribs, arms, wrists, and legs are frequently fractured on impact.
  • Traumatic brain injuries (TBI). A hard hit or sudden stop can cause concussions or more serious brain injuries that affect memory, mood, and daily functioning.
  • Internal injuries. Organ damage and internal bleeding may not be visible at the scene but can become life-threatening without prompt treatment.
  • Soft tissue injuries. Sprains, strains, and deep bruising can cause lasting pain that limits your ability to work or move normally.
  • Cuts and scarring. Broken glass and twisted metal can cause deep lacerations that leave permanent scars.

If a car accident in Phoenix resulted in a fatality, the victim’s family may have a wrongful death claim. Arizona law allows certain family members to seek compensation for funeral expenses, lost income, and the loss of companionship.

Seek medical care as soon as possible after any crash. Records from your first visit are often some of the strongest evidence in a personal injury claim.

What Compensation Can You Recover After a Phoenix Car Accident?

Arizona law allows car accident victims to recover damages for losses caused by someone else’s negligence. The amount depends on the facts of your case, but most claims include two main types of damages.

Economic damages cover your actual financial losses:

  • Medical bills — emergency room visits, surgery, physical therapy, prescriptions, and future care.
  • Lost wages — time you missed at work while recovering.
  • Reduced earning ability — if your injuries limit the type of work you can do going forward.
  • Property damage — repair or replacement of your vehicle and personal items.

Non-economic damages cover the impact on your quality of life:

  • Pain and suffering from the crash and your recovery.
  • Emotional distress, anxiety, or depression related to the accident.
  • Loss of enjoyment — activities, hobbies, or daily routines you can no longer do.
  • Loss of consortium — the impact on your relationship with a spouse or partner.

We calculate the full value of your claim before sending a demand to the insurance company. That includes both the costs you are facing now and expenses you may deal with in the future. Whether your crash happened near Encanto or on I-10, we make sure every dollar of your loss is accounted for.

What If You Were Partially at Fault for the Accident?

Arizona follows a pure comparative negligence rule under ARS 12-2505. [2] This means you can still recover compensation even if you were partly at fault for the crash.

Here is how it works: If you are found 20 percent at fault, your total compensation is reduced by 20 percent. For example, if your damages total $100,000, you would receive $80,000.

There is no cutoff. Even if you were 90 percent at fault, you may still recover the remaining 10 percent of your damages. Insurance companies often try to shift more blame onto you to reduce what they have to pay. That is one reason having an attorney on your side matters.

We review the police report, witness statements, and physical evidence to build the strongest possible case for your side of the story. In many Phoenix car accidents — especially intersection crashes and lane-change collisions — fault is not as clear-cut as the other driver’s insurer may claim.

How Long a Car Accident Claim Takes to Settle

Every case moves at its own pace. While we do not make promises about timing, we can give you a realistic idea of what to expect.

A straightforward Phoenix car accident case — clear fault, minor to moderate injuries, and a cooperative insurer — may settle within a few months. Cases involving serious injuries, disputed liability, or an insurance company that delays the process can take a year or longer.

Three key factors affect the timeline:

  • Your medical treatment. We typically wait until you reach maximum medical improvement or a stable recovery point before calculating the full value of your claim.
  • The evidence. Strong documentation can reduce delays during negotiations.
  • The insurer’s response. Arizona law sets deadlines for insurance company responses, but some adjusters push those limits.

If your case proceeds to litigation, Maricopa County court schedules can add additional time. Whether you were injured in South Phoenix, Maryvale, or elsewhere in the metro area, we keep you informed at every stage so there are no surprises.

Why You Should Never Accept the First Settlement Offer

After a Phoenix car accident, the insurance company may send a settlement offer quickly. That speed is not a favor. First offers are almost always low.

Insurance adjusters know injured people are under pressure — medical bills add up fast, you may have missed work, and you want the stress to end. They rely on that pressure to get you to accept less than your claim is worth.

A first offer rarely accounts for the full impact of your injuries, including:

  • All current and future medical costs.
  • Lost wages and reduced earning ability.
  • Pain and suffering from the crash and your recovery.

We review every offer line by line and calculate what your case is truly worth based on your injuries, treatment, and how the accident has affected your daily life. If the offer is not fair, we negotiate. If the insurer still refuses to pay what your case is worth, we file a lawsuit.

Medical costs in the Phoenix metro are high. A quick settlement today can leave you paying out of pocket for treatment you need months from now. Whether your crash happened near Ahwatukee or Laveen, let us review the offer before you sign anything.

Why Phoenix Families Choose The Simon Law Group

250+ Years Combined Experience

Our attorneys have handled personal injury cases across Arizona and California. We know how Phoenix insurance companies operate, and we know how to push back.

$600+ Million Recovered for Clients

That number reflects real results for real families — medical bills paid, lost wages recovered, and futures protected.

No Fee Unless We Win

You pay nothing upfront. Our fee comes out of your settlement or verdict. If we do not win your case, you owe us nothing.

Available 24/7

Accidents do not follow business hours. Neither do we. Call (602) 905-7766 any time — nights, weekends, and holidays.

Local Phoenix office

Our Phoenix team works out of 2700 N Central Ave, Suite 320. We know the roads, the courts, and the insurance adjusters you are up against.

You are not just a case number here. When you trust us with your claim, we treat you like family and fight like it matters — because it does.
Phoenix team for Simon Law Group

“After a crash, you need a team that answers the phone, explains your options, and fights for every dollar you are owed. That is what we do at The Simon Law Group.”

Over 250 years of combined attorney experience

Phoenix office at 2700 N Central Ave, Suite 320 |
Licensed in Arizona and California

What Our Clients Say About Us

Related Services

DUI Accidents

Crashes caused by impaired or drunk drivers

Read-End Crashes

Whiplash, back injuries, and low-speed collision claims

Hit and Run

Hit-and-run crashes and unidentified driver claims

Head-On Collisions

Serious injuries from head-on and wrong-way crashes

Speeding Accidents

High-speed crashes on Phoenix freeways and surface streets

Common Questions About Car Accident Lawyers in Phoenix

As soon as you are safe and know you have injuries or serious vehicle damage. Evidence can disappear quickly, and Arizona deadlines start from the date of the crash. The sooner you call, the stronger your case.
 
Arizona gives you two years from the date of your injury to file a claim. If your accident was recent, you likely still have time. A free consultation with our team can confirm where you stand.
Arizona law sets a two-year deadline from the date of your injury. If you miss that window, you lose the right to file a claim. Property damage claims have a separate two-year deadline as well. Do not wait to speak with a lawyer — the sooner you start, the more time your attorney has to build your case.
Most car accident cases settle without going to court. But if the insurance company refuses to offer a fair amount, your attorney can file a lawsuit in Maricopa County Superior Court on your behalf.
Every case is different. The amount depends on injury severity, medical costs, lost income, and who was at fault. We review your specific situation and give you an honest estimate of what your claim may be worth.
Pain and suffering depends on how the crash affected your daily life, your health, and your ability to work. We use your medical records and treatment history to calculate a number that reflects what you have been through.
We investigate the crash, handle all communication with the insurance company, negotiate your settlement, and represent you in court if needed. You focus on healing — we handle the rest.
Most car accident lawyers in Phoenix, including our team, work on a contingency fee. That means you pay nothing upfront and nothing out of pocket. Our fee is a percentage of the money we recover for you. If we do not win, you do not pay.
Arizona requires drivers to carry liability insurance, but not everyone does. If the other driver is uninsured or underinsured, your own policy may include coverage that applies. We review your policy and identify every available source of compensation.
In most cases, yes. Your health insurance can cover treatment while your car accident claim is pending. However, your health insurer may seek repayment from your settlement later through a process called subrogation. We factor that into your case so there are no surprises at the end.

Injured in Phoenix? Get a Free Case Review Today.

We respond to calls and submissions as quickly as possible

Sources:

[1] National Highway Traffic Safety Administration (NHTSA), “Distracted Driving Dangers and Statistics,” nhtsa.gov
 
[2] Arizona Revised Statutes § 12-2505, “Comparative negligence; definition,” azleg.gov
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